About the SCA

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SCA History:


Founded in 2009, the SCA is a revival of the tradition of the groups of Northern & Southern California Chief Appraisers, representing both Commercial Banks and Savings & Loan Associations, who met often throughout the 1970’s and 1980’s.  Those groups created a unique forum where appraisal managers could meet and share common experiences, new regulatory requirements, and support each other’s professional growth and the advancement of the appraisal industry. And for the last 9 years, we have found a very responsive community & Valuation Officers – whether staff appraisers and interest in learning in the cross training that will permit need and desire by all valuation officers or others – like credit officers who serve as “chief valuation officers” at over 90% of our insured banks to have the knowledge to knowledgeably be able to perform the due diligence necessary to the prevention of another real estate valuation collapse.


These crashes in real estate values will undoubtedly occur in the future, just as they have in the recent Great Recession of 2007.  There is little doubt that the Great Recession emanated directly from the repeal of the Glass Steagall Act, FDR’s first and most critical banking/Wall Street law, which had effectively prevented another Great Recession/Depression since 1933.   But when Glass Steagall was repealed in 1999 which prevented banks from being owned by Wall Street firms or from investing in stocks.


SCA Objectives for 2018 and Beyond


  1. Continue Bringing all Valuation Officers, Examiners & Valuation Experts together for these meetings/symposiums (CLICK HERE TO VIEW A TYPICAL RECENT SAMPLE AGENDA) to bring about a sharing, educational and training to achieve greater working skills very much needed in the accurate & regulatory compliant Real Estate Collateral Appraisals, Evaluations & Assuring their Regulatory Compliance. Each event offers the latest updates on real estate markets, expert guidance in high risk appraisals, valuation Management tools & and a frank dialogue with our Federal & State Examiners.

  3. Working with University Real Estate Programs, the Appraisal Foundation and all sister organizations involved in the valuation & market risk fields to create a recognized, consistent & accredited training program for all valuation officers, examiners and related bank & regulated non-bank officers that play the essential role of protecting our banks and the American People from another disastrous collapse like the recent Great Recession of 2007.

  5. Lastly, we have come to realize that preventing a future collapse must done by the trained Valuation Officers and Examiners grass roots movement – because the Congress & Supervisory Agencies (FDIC, OCC, FRB) are not staffed or trained adequately (only two appraisal review specialists for 5,000 banks) to enforce the laws & regulations like the Interagency Appraisal Guidelines, Dodd-Frank & FIRREA.  At the completion of such a University Extension program, all who complete the courses & tests will be Certified by the University as “Valuation Officers” or “Chief Valuation Officers” with that certification to be periodically updated with CE courses that are up to date.